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Showing posts from 2013

Stay Safe During the Holidays! Security Tips

Stay Safe During the Holidays: 3 Security Tips for the Season The holidays are an ideal time to celebrate with family and friends, but unfortunately, they are also a time when greater numbers of burglaries and break-ins occur. While we are busy shopping and attending holiday parties, or out of town visiting with family, our homes are prime targets for break-ins. The following tips can help you keep your home and its contents safe this holiday season. 1. Do not neglect basic security measures. Lock your doors and windows even when you are at home, and if you do not already have deadbolts on your doors, have them installed. Although most burglars prefer to enter an unoccupied home to avoid getting caught in the act, a break-in can happen when you are sleeping. Place your Christmas tree away from any windows, and close your window coverings at night and when you go out, so would-be thieves do not have an easy view of tempting gifts and other valuables. Install motion-activated

Jacksonville Jaguars to have one of a kind stadium 2014

Jacksonville will soon become the home of the largest video screen in the world! Our beloved Jacksonville Jaguars received approval from the city council to proceed with their amazing stadium enhancements.  For a mere 63 million dollars, the Jaguars will now have the most exciting fan experience in the entire NFL! The North end zone of beautiful EverBank field will become a warm Sunday afternoon oasis. Complete with several swimming pools and the best bar and food service in Northeast Florida; our fans will be the coolest fans in the country! The pool(s) will keep those hot Jaguar fans as cool as cucumbers. Now for the amazing details. Are you ready for some football?  You better be at the Stadium and not at home stretched out on the couch! The LED scoreboards in each end zone, each measuring 55 by 301 feet, make them the largest of their kind in the world. If that isn’t enough of a view for you, there will be two sideline boards, each measuring 3.6 by 579 feet.  If that isn’t

Mortgage defaulters may have to face the debt collectors now...

From Information, Inc WASHINGTON – Oct. 16, 2013 – Fannie Mae and Freddie Mac have stepped up their program to collect unpaid mortgage debt from “strategic defaulters” – underwater homeowners who skipped out on their mortgage even though they had the ability to pay. If a home is sold at foreclosure but the proceeds don’t cover the outstanding balance of the homeowner’s loan, the mortgage giants can pursue judgments against the homeowner forcing him or her to pay the deficiency. And the Federal Housing Finance Agency (FHFA) that regulates Fannie and Freddie is pushing them to step up their efforts. FHFA says Fannie and Freddie haven’t been aggressive enough going after strategic defaulters; and, according to the inspector general, the mortgage giants could cut their losses by making it a priority – billions of dollars, the office says. So far, the office says it has identified about 58,000 foreclosures that Freddie Mac did not refer for collection – and estimated defic

Deep Water Home Near Jacksonville Beach FL

Jacksonville Deep Water Home Overview Maps Photos Description $719,000 Single Family Home Main Features 4 Bedrooms 3 Bathrooms Interior: 3,109 sqft Lot: 14,400 sqft Location 4378 Seabreeze Dr Jacksonville, FL 32250 USA Ronda Densford Magnolia Properties (904) 885-9907 ronda@magnoliaagent.com http://www.rondadensford.com               See more Jacksonville, FL real estate for sale  

Obama administration pushes banks to make home loans to people with weaker credit

Once again the American dream may be available to those with less than stellar credit. From The Washington Post   By Zachary A. Goldfarb The Obama administration is engaged in a broad push to make more home loans available to people with weaker credit, an effort that officials say will help power the economic recovery but that skeptics say could open the door to the risky lending that caused the housing crash in the first place. President Obama’s economic advisers and outside experts say the nation’s much-celebrated housing rebound is leaving too many people behind , including young people looking to buy their first homes and individuals with credit records weakened by the recession. More business news In response, administration officials say they are working to get banks to lend to a wider range of borrowers by taking advantage of taxpayer-backed programs — including those offered by the Federal Housing Administration — that insure home loans against default. H

Time to Sell Your Home in Jacksonville Beach??

The time to sell is a waiting game for some   By Megan Hopkins • March 21, 2013 •   Real estate is always a game of knowing when to make your move. With that in mind, industry experts suggest move-up buyers remain mindful of how quickly home prices appreciate while riding the current market recovery. For move-up buyers wanting to wait out rising home prices to ensure they can sell their current home at a maximum price, analysts say the value of such a move depends on when the homeowner purchased their current residence.    Daren Blomquist, vice president of RealtyTrac, says homeowners who purchased during the down market of the last two or three years would be wise to move up in 2013 . "Because they bought near the bottom, these homeowners should have built up some good equity that can go toward the purchase of a new home, and waiting longer to build more equity likely won’t provide much advantage given that other homes that they might want to move up to

West Beaches Price Cut 4/2

Super Location In Jacksonville Overview Maps Photos Description Neighborhood $169,995 Single Family Home Main Features 4 Bedrooms 2 Bathrooms Interior: 2,001 sqft Lot: 9,583 sqft Location 13143 Annandale Dr N Jacksonville, FL 32225 USA To get updates on open home dates and other property events, please click the "Like" button below: Ronda Densford Magnolia Properties (904) 885-9907 ronda@magnoliaagent.com http://www.rondadensford.com               Nearby properties for sale

Suffered a foreclosure? You can buy again!

NEW YORK – Feb. 26, 2013 – Many former homeowners who walked away from their homes in a “strategic default” are back on the market, eager to buy a home again. Owners who go through a strategic default choose to do so, calculating that the financial loss and any resulting hit in their credit report makes more sense than staying in a home that lost value. Nearly 80 percent of strategic defaulters say they want to buy a home again within the next 12 months, according to a survey by YouWalkAway.com, a website that helps borrowers in the legal pitfalls of strategic default. The market potential for these comeback homeowners could be huge: The number of eligible home buyers who have a foreclosure on their record will reach 1.5 million by the first quarter of 2014, according to data by Moody’s analytics. Borrowers who defaulted on their mortgage during the recent recession may fare better at qualifying for a loan again than those who defaulted on multiple credit accounts and auto loans to