Suffered a foreclosure? You can buy again!

NEW YORK – Feb. 26, 2013 – Many former homeowners who walked away from their homes in a “strategic default” are back on the market, eager to buy a home again. Owners who go through a strategic default choose to do so, calculating that the financial loss and any resulting hit in their credit report makes more sense than staying in a home that lost value.

Nearly 80 percent of strategic defaulters say they want to buy a home again within the next 12 months, according to a survey by YouWalkAway.com, a website that helps borrowers in the legal pitfalls of strategic default.

The market potential for these comeback homeowners could be huge: The number of eligible home buyers who have a foreclosure on their record will reach 1.5 million by the first quarter of 2014, according to data by Moody’s analytics.

Borrowers who defaulted on their mortgage during the recent recession may fare better at qualifying for a loan again than those who defaulted on multiple credit accounts and auto loans too, according to a study by TransUnion conducted in 2011.

“There appears to be a pocket of opportunity among mortgage-only defaulters that is not the result of excess liquidity, but rather the unique circumstances of the recent recession,” says Steve Chaouki, group vice president in TransUnion’s financial services business unit. “This new market segment that the recession created is an important one for lenders to understand. They have the potential, today, to be stronger and more reliable customers.”

Still, some comeback homeowners will have to wait. For example, the Federal Housing Administration requires homeowners who faced a foreclosure to wait three years before they can buy again while Fannie Mae and Freddie Mac require up to seven years for a strategic defaulter to wait to apply for a mortgage again.

Source: “They Bailed on Mortgage, but Now Want to Buy Again,” CNBC.com (Feb. 22, 2013)

© Copyright 2013 INFORMATION, INC. Bethesda, MD (301) 215-4688

Fannie, Freddie to Allow Walkaways in Some Cases

Fannie, Freddie to Allow Walkaways in Some Cases

13143 Annandale Dr Jacksonville FL 32225

Latest update on the Jacksonville FL real estate market

Wow! What a difference a few months make! The short and sweet version of what's going on in the Jacksonvile Market is this:

Our inventory is DOWN to a 6 and a half month supply. A "normal" or stable market is considered to be a 5-6 month supply.  We're almost back to normal! Break out the champagne!

Have you been house hunting lately? Good luck! The inventory is VERY low.  It's hard to find very many houses to look at. Guess what this (historically) means?  Yep. Supply vs Demand = Higher home prices.  Keep that in mind if you're still sitting on the fence.

Need more proof?  How about these factoids?  New listings crept up a little in February, but not nearly enough to keep up with the number of sold properties.. I'm thinking that means that we're exactly where we were this time last year. Know what that means? Yep. The bottom is here or so close I can almost see it!

More evidence?  The median sales price was down a whopping 0.2% over last year. I say that doesn't count. I'm going to call it a wash and say that the median sales price didn't fall. I mean seriously, 0.2%? I'm thinking that means that we're exactly where we were this time last year. Know what that means? Where are all of the REO's and Foreclosures that were headed to the market? They haven't made it here YET.  CAN IT BE THAT WE'VE HIT BOTTOM??

Just maybe. Pending sales are up 26.5%. Yes, you read that right UP 26.5%.  About half of those (47.4% to be exact) were distressed sales (short sales, foreclosures, REO's) and the rest were gool old fashioned seller owned properties.

Can it be?  Someone pinch me. I think we've hit bottom and maybe, just maybe, with this shortage of new listings, prices just might to start going up. I will be happy if they just stablize and stop falling. Afterall. All we want is a healthy market where Sellers can Sell and Buyers can afford to buy.....

I think we just might be there now. What do you think?

Jacksonville Market Improving

You can almost feel it in the air. Now that the inventory of homes on the market continues to drop........ Buyers really aren't in the drivers seat anymore. I sold a house last week and we (of course) got into a multiple offer situation. I explained to my Buyers how it works in great detail. Then I suggested that they "sleep on it" and consider their "highest and best offer". Keep in mind, they LOVE this house. We looked at a dozen others AFTER we looked at this one back in November. Everytime we left a home, they compared the others to this one. They asked me if I thought they should go in at full asking price. After another CMA and a lot of discussion, they decided they wanted it bad enough to offer full price. We did and we got it!  I had written a sweet cover letter and I'd like to think that helped the Seller make his decision. My Buyers are ecstatic and we're well into the process of getting the financing together. So there you go... Another home in Jacksonville sold at asking price.


The numbers don't lie. According to the National Assoc of Home Builders, our market has shown improvement in housing permits, our employment numbers have improved and house prices have improved for at least six consecutive months. This is another indicator that our overall real estate market is improving. According to NAHB:  "The three indicators that are analyzed are employment growth from the Bureau of Labor Statistics, house price appreciation from Freddie Mac, and single-family housing permit growth from the U.S. Census Bureau. NAHB uses the latest available data from these sources to generate a list of improving markets. A metropolitan area must see improvement in all three areas for at least six months following their respective troughs before being included on the improving markets list."


There may never be a better time to buy in Jacksonville. The interest rates remain low (my latest buyer locked in at 4%) and the home prices have stabilized at historical lows. We are attracting new companies and according to the Chamber of Commerce 8,000 new jobs were created in 2011. Not a huge number, but better than most cities.

We're excited about the real estate market in Jacksonville Florida!  Things are looking up and we're looking forward to market growth.

Contact us today for more information.

Some information from the National Home Builders Association

Merry Christmas

Merry Christmas! I hope the holiday season brings you lots of rest and maybe a present or two. I'm showing houses tonight so maybe my Buyers will get a signed acceptance before Santa comes!

Let's see what the New Year brings in the housing market. Wish I had a crystal ball...

Warmest Christmas wishes,

Jacksonville Beaches area real estate market update

Jacksonville Beach FL numbers are in for November. Let's take a look at the scoop.

The average median sales price of Lender Mediated (short sales, foreclosures and REO's) homes was $204,750.  The average sales price was $237,402. The median sales price of Traditional Sales was $245,000.This is an increase of 30.7%. The average sales price of Traditional sales was $349,883.  This is up nearly 23%.

November Days on Market is down 17% and the inventory of available homes is down a whopping 26.1%. Jacksonville Beach is down to a 7 month supply of homes. This is very close to what is considered a "normal market". Closed sales were up 18% in November.

It appears that Jacksonville Beach is on the road to recovery. Inventory is down and prices are up!!! It looks like things are headed in the right direction for this market. Let's see if the trend continues.


If you were waiting for "the bottom". We may be there. Don't wait. Interest rates remain low and prices are beginning to rise. Don't sit on the fence too long! Call me today.

Jacksonville Beaches area real estate market update

As they say, "the numbers don't lie".  The Beaches area markets are all over the place! Without giving out TMI (too much information), I'll give you the hightlights and the lowlights of the Beaches market. I'll give you the condensed version.

Jacksonville Beach has fewer listings than it did in Oct 2010 (-31.7%) but the median sales price price was up 9.1% ($232,300.00) over October 2010.  Year to Date in Jax Beach median sale price is up only 1.4%.  BUT---the key word here is UP! Inventory is down 24.3% from the same time last year. We are down to a 7 month supply of inventory in Jacksonville Beach. That's a GREAT thing!

Neptune Beach took a huge hit on the median sales price. It was down a whopping        -59.7% compared to October of 2010. Year to date numbers are a whole lot better - up 16.7% to $280,000.  The median sales price in October 2010 was $501,500 and this year the median sales price was $202,000.  WOW!!  There are 8 months of inventory on hand in Neptune Beach right now. This is down 46.7% vs the same inventory in October of 2010.

My head is hurting from all of these numbers! I am ready to bang my head against my computer monitor. I never was much of a bean counter!  One last report to go!

Atlantic Beach had 25% fewer closings in October of 2011 than they did in 2010. The median sales price is up 20.7%.  The current median sales price is $281,250. Again, the key word is UP! So the bottom line in Atlantic Beach appears to be fewer homes sold, but the ones that did sell - sold for more! There is a 7 and a half month supply of homes on the market right now in AB. 

Jacksonville Beach and Atlantic Beach both showed improvement in price but fewer homes sold. Neptune Beach had a price DECREASE but year to year, the prices are up 16.7%.

The number of homes on the market continues to decline. This will probably force prices to continue rising. Interest rates remain low so this just might be the perfect time to buy!

Call me today and let's get out there and find you a house at the Beach. Can't you just see yourself taking a long walk on the sand today?

Jacksonville REO Market

I've finally stepped out of my comfort zone and decided to try and list some REO properties! I'm a little spooked about it. I've heard the lenders can be difficult to deal with but I think I can handle it! You know that there are plenty of these listings to go around. I am so detail oriented and have been accused of being a little TOO concerned about the "small stuff".

I have created a web site and would appreciate any comments about it. It's simple, all I wanted to do was give people a way to get in touch with me. In the meantime.... I've started doing BPO's. These are Broker Price Opinions and are critical in the process of selling a short sale. When the lender gets an offer on a property, they order a BPO so they'll know if the offer is a good one. They are time consuming but I think they'll keep me very active in my market. I will also have a better understanding of how to help MY buyers make offers the lender would accept. I won't be able to sell any of the properties I actually do the BPO on, but it will help me with other homes in the area. The BPOR designation carries a lot of weight with the lenders.

They really need some help!!! As a BPO agent for the lender, I'll be their eyes and ears in the market. They don't just consider the price per square foot. They want to know detailed info that's only available to REALTORS. I learned a lot in the classes. I'll let you know how it goes...

Jacksonville Real Estate Market News

Sales in Jacksonville increased over last years numbers. There were 701 "normal" sales and 614 "distressed" sales in September. Inventory dropped an incredible 32%.  Guess what?  We're almost down to a "normal market". When we have a 5-6 month supply of properties on the market, we're considered "normal". In September we were down to a 7 month supply.

Along with the good news, there is some bad news (for sellers anyway). Prices on normal sales dropped 6.5%  and prices on lender mediated (short sales and foreclosures) ROSE 4.5%!!!

So in a nutshell: inventory down. Foreclosure prices up. Normal sales prices down.

We are very close to a "normal" market!!!

Showing homes in Jacksonville FL: Trick or Treat?

Posting this story has become a tradition for me! I didn't want a year to go by without posting it. Unfortunately, the story rings true today like it did many years ago..................................

Halloween Horror Story for a REALTOR

Once again it's time for me to repost the scariest real estate story ever! It's become an annual tradition to repost this article. I call it my "List Em and Leave Em" post. Don't let this happen to you!

The names have been changed to protect the slackers and the victims...


I continually hear people say that their realtor bugged them for weeks to get them to list their house with them. They finally agreed to list it and they never saw the REALTOR again!! I'm not exaggerating! Check out this story....

New example of a "list em and leave em" real estate company

Wednesday, May 02, 2007JANESVILLE, Wis. - A couple checking out a house for sale were shocked to discover the 55-year-old homeowner dead in her bed. Authorities said foul play was not suspected. Real estate agent Linda stood in the dining room while Justin and Colleen walked through a house Monday night. Before long, she heard Colleen scream."I thought, 'What's wrong?' Maybe it was a dead mouse or something," agent Linda said. But then she peered into the bedroom and saw the body of the owner.

An autopsy determined the owner had been dead for two to three weeks, Rock County Coroner Jenifer K said Wednesday. The cause of death remained under investigation, but the woman appeared to have died of natural causes and no foul play was suspected, the coroner said.

The agent who listed the house, said it was for sale "for a while." Agent Linda said she had noticed a faint odor but thought it was from the mess in the house or the countertop full of dishes. After seeing the body, she said she told the couple: "We need to leave. This is not right. We need to get out of here."

I rest my case! If you want to list your house with someone that will communicate with you---give me a call! I look forward to hearing from you. I promise not to list your house and forget about you!

Call me today!

Perfect Time to Buy a Foreclosed Property in Jacksonville FL

Home sales up 12.9% in NE Florida


From WOKV News Talk Radio Jax

Jacksonville, FL —

In February home sales were up 12.9% from a year ago in northeast Florida. The Northeast Florida Association of Realtors is reporting sales are up but prices are down 12.9%.



NFAR communications director Melanie Green says most of the homes sold last month were not traditional sales. "The sales that occurred in February were weighted heavily by lender mediated sales, those are your foreclosed and short sales." She says that's a bit of bad news but it does indicate that investors are coming back into the market.



We also heard from consumer warrior Clark Howard. He says right now is the perfect time to buy, the reason being that the timing is right. "If you're buying a home now, man everything is smiling on you, the prices are phenomenal on the homes, the cost of money to borrow and finance those homes is still great, and this is not a gotcha this is an opportunity."


I can't argue with the experts!! Call me today!

Working With A REALTOR More Important Than Ever!

I read this today and thought it was definitely worth sharing.

Working with a Real Estate Professional is More Important Than Ever in Today’s Real Estate Mark 

RISMEDIA, February 17, 2011—In a landmark study examining the home buying and selling preferences of consumers in the Mid-Atlantic region, 95% reported that working with a real estate professional is just as important, if not more important, than it was just a few years ago. The survey results were released in a new research paper entitled Keepin’ it Real, by MRIS, the area’s Multiple Listing Service (MLS) and a leading developer of real estate information technology.
According to the report, which can be found on www.MRIS.com, today’s consumers recognize this is not the time to complete a real estate transaction on their own, and are placing a stronger emphasis on the agent’s professional skills. As such, trustworthiness was ranked as the most critical factor in choosing an agent, followed by experience, willingness to look out for a client’s interest, expertise in negotiating contracts, responsiveness, familiarity with contracts and knowledge of the local community. These requirements are evidence that consumers are seeking more than simple guidance, they are looking for an expert they can trust to execute a step-by-step process throughout the entire transaction.

“In today’s housing market especially, this is no time to go it alone,” noted John L. Heithaus, Chief Marketing Officer of MRIS. “With 95% of all buyers and sellers reporting that working with a professional real estate agent or broker is important, it is evident that consumers understand how vital they are to the process. A real estate professional has the industry knowledge, networking ability and expert guidance on home buying and selling to deliver top notch customer service and advice, and provide a successful experience for consumers.”

Additionally, the Keepin’ it Real report reveals that 68% of buyers and sellers rated their agent with a six or seven, on a 7-point satisfaction scale. This high level of consumer confidence reinforces the credibility of the real estate professionals in the Mid-Atlantic area. Nearly half of the consumers surveyed, or 48%, found their agent by way of referral. Moreover, 80% of consumers stated that they would recommend their agent to a friend or family member, especially those that purchased or sold a home in the past twelve months.

Whereas in years past, the agent was the first step in the home buying or selling process, today, Internet-savvy consumers can gather information and educate themselves, long before contacting an agent. The Internet empowers consumers to search for homes and neighborhood information, compare pricing and explore financing options on their own. Yet, despite all of the tools and resources available, when it comes time to actually buy or sell a home, there is nothing more valuable than the industry knowledge, expertise and guidance a real estate professional brings to the table.

The Keepin’ it Real research paper is confirmation that today, more than ever, a real estate professional is an invaluable resource in the home buying and selling process.

Published by RISMedia.com

Distressed Home Market in Jacksonville Beach continues to thrive

There are currently 328 homes listed for sale in Jacksonville Beach.  Of those homes, 11 are foreclosures and 75 are short sales. If history repeats itself, of those 75 short sales, most if not all of them will become foreclosures. The lenders are just not motivated to help us clean this market up. I was told by a local real estate attorney that specializes in short sales that the lenders make a LOT more money if they sit on a short sale than if they accept an offer and take a hit on it!  They'd actually rather let it sit on the market a long time and then foreclose on it!  What a mess!!!


Call me today if you'd like to snatch up one of the deals in Jacksonville Beach.  I'll be happy to help.

Death of Jacksonville Real Estate Market Highly Exaggerated!

Great article in the Biz Journal today. Here's a little snippet for you to ponder.

Jax ranked No. 4 for in the nation for home sales in January


Jacksonville Business Journal


Home prices in Jacksonville improved by 3.5 percent quarter-over-quarter, according to the report, though they were down nearly 8 percent year-over-year.


Real-estate-owned saturation, which Clear Capital defines as the percentage of REO properties sold compared with all properties sold in the last rolling quarter, was nearly 30 percent in Jacksonville.

Could it be that we've hit bottom??

Foreclosure Information Jacksonville Beach

Currently there are 18 homes that are HUD owned or bank owned properties in Jacksonville Beach. These homes are priced at $48,000 to $370,000.

Contact me today for detailed information on these homes and any others in the Jacksonville area.

Better yet, please set up your own ListingBook account to search the MLS like a pro!  When you need more info--you can contact me in ListingBook.

How To Stay In Your Home and Avoid a Short Sale or Foreclosure

I found a great site that I think you'll find VERY helpful.  It answers a LOT of questions you may have about your house and what steps you need to consider taking to save it.

Visit this site today.

Call if I can help.

Condo Sells UP - Prices DOWN

Wow! Condo sells in Jax are up a whopping 90%. Yes. You read that right--90%. The median price of a condo in Jax dropped 42% to $74,200. That's the second highest drop in the state. NOW IS THE TIME TO BUY A CONDO! And it's the time to buy a single family home. Prices are LOW and interest rates are still incredibly low.

If you've ever wondered if you could qualify for a loan to buy a condo or a home, give me a call or shoot me an email. I'll be happy to put you in touch with some really good lenders.

Great house in family neighborhood!

Great house in family neighborhood!

Posted using ShareThis

60 Minutes Foreclosure Story

This is an amazing segment on people that are walking away from their mortgages. It's not just about that, it's very educational as far as the numbers go. It's unbelievable how many people are "underwater" right now.

Are you in trouble with your mortgage? Don't walk away! Let's salvage some of your credit with a short sale.

Call if I can help.


Watch CBS News Videos Online

Catching a redfish in Jacksonville

Buh bye $8000

Oh well. Later tax credit. I am happy for those that used it if you found a house you REALLY love. I'm proud of the ones that didn't "settle" for a house to get the 8 grand. It's not worth it if you don't love love LOVE the house you're buying! If you can't see yourself in a house for at least 5-7 years, then maybe you shouldn't buy it. I think if the current trend in the Jacksonville area continues, you'll be able to get a good deal this summer.

It was great while it lasted but it was time for the credit to go away. We need to see what the market is REALLY going to do now that the incentive is gone.

There are bargains to be had! The prices continue to drop very slowly, but they ARE dropping. Let's go find you a house today!

Jacksonville Real Estate Newsletter Update

APRIL-2010 Newsletter Housing Trends eNewsletter

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.


The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

Please click here to view the APRIL-2010 Newsletter Housing Trends eNewsletter.



If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report.

Jacksonville Real Estate Newsletter Update

http://newstouseinjacksonvillerealestate.housingtrendsenewsletter.com?Newsletter_ID=247

First Time Buyers in Jacksonville Running Out of Time!

Okay all of you procrastinators! It's time to get very serious about finding your first home! Time is of the essence! Please don't hesitate any longer. You must have a "fully executed" contract by April 30th with a closing date before June 30th. That's really cutting it close! Today is April 14th and you've got 16 days to find a house! Please don't wait any longer. There are currently 3338 homes in the price range of $120,000 to $190,000 listed in our MLS. Let's go look at a few of them this weekend! :-)

Call me today if I can help. We'll find something in time if you're willing to start looking with me TODAY!

Jacksonville Real Estate Market is on FIRE!

The numbers are in and it's amazing! The real estate market in Jacksonville is blazing hot!!

Sales for Jacksonville number of "solds" is up 23% over last year! The number of homes currently under contract is up over 39%. Wow!

I'm not sure if it's the First Time Buyer credit that's driving the market or if it's because of the new, lower prices on the existing inventory. I don't know what it is... but I love it!

We'll know soon. The Tax Credit expires on April 30th. If you've been considering buying a home...NOW IS THE TIME!

Call me today!

First Time Buyer ALERT Jacksonville Florida

Okay First Time Buyers out there. You have 41 days left before the Tax Credit ends! That may seem like a long time but trust me--by the time we look at lots of houses, we'll need every single one of those weekends to go look.That will be FIVE weekends to be exact! Not very many.

There continues to be more activity in the 125-175 dollar price range. There are even rumors of multiple offers. It seems like all of the buyers are looking in the exact same price range and in the same areas!

Please don't wait too long. Time is running out.

Don't miss this opportunity to get a $8000 Tax Credit.

Call me today and let's get busy!

Foreclosure Help In Jacksonville FL

Things are changing in the world of foreclosures and distressed home owners. The Feds have finally mandated some guidelines for Florida lenders to use to help home owners in trouble. If you're considering a short sale or foreclosure, please read the following article from EZine Magazine. This is the new program that will start on April 1st. I hope this will help you. If you find out that you might need to do a short sale, give me a call and we can discuss exactly how it works. Let me know what you think about the new plan to help homeowners decide what to do about their situation. Please keep in mind that all of the options listed below are for PRIMARY residences only. No investment property is included in the program. Call if you have questions.


Although the foreclosure mediation process has been around for many years, until recently it's been mostly voluntary and not widely publicized to homeowners throughout Florida. Borrowers who are behind on their mortgage payments or are in serious risk of default may not be aware that this program exists or realize that they have rights and options along the way of the foreclosure process.


Currently, Florida is one of the hardest hit states in the nation, with almost half a million foreclosures lawsuits in various stages of litigation. On December 28, 2009, the Florida Supreme Court mandated mediation for Floridians who are in danger of losing their homes through foreclosure. Chief Justice Peggy Quince directed each Chief Judge of the 20 judicial Circuits to issue an administrative order addressing how the managed mediation program will be handled in their respective Circuit. This Supreme Court Order strives to reduce the foreclosure overload that is currently clogging our court system and monopolizing limited judicial resources.


State guidelines must be followed when conducting foreclosure mediation in Florida. Mediation managers are required to schedule sessions no less than 60 days and no more than 120 days after the filing of the foreclosure case has occurred. Meetings are usually several hours and lenders are required to pay a $750 fee up front, which may be recovered in the final judgment if mediation fails and the suit proceeds to foreclosure. The house in default must be the homeowner's primary place of residence and the loan must have originated under the federal truth-in-lending regulations. Exceptions to the mandatory foreclosure mediation will be granted where the borrower and the lender reach an agreement to forego mediation, mediation was previously unsuccessful, or the homeowner cannot be located.


Mediation enables troubled homeowners to meet with their lenders at the bargaining table to renegotiate the terms in their mortgage and address other issues and circumstances surrounding the borrower's default. Mediation not only removes the fear the borrower has in communicating with the lender, but brings both parties together in an informal setting that will help decide if modifying the loan terms or if another remedy, such as short sale on the house or deed in lieu of foreclosure, is a more appropriate and reasonable solution.


The Mediator is an impartial and neutral third party who will bring a fresh perspective to the case at hand. In the managed foreclosure mediation cases, he or she must be Circuit Court certified and specially trained in foreclosure law and mortgage modification issues.


Before a homeowner can be eligible formediation, he or she must see a foreclosure counselor who is approved by the U.S. Department of Housing and Urban Development. After obtaining advice from such a professional, troubled borrowers have been found to be less likely to re-default on their mortgages.


The record volume of foreclosures in Florida is threatening to break its court system. With the new mediation requirement, the hope is that applicable cases will be directed away from the courts and handled in a more timely and efficient fashion.


If you or someone you know is facing foreclosure mediation, be sure to insist on a qualified, competent Circuit Court certified mediator with experience in foreclosure law and mortgage modifications and the short sale process.

Article Source: Michelle Berg is a Magna Cum Laude graduate of both Boston College and the University of Miami School of Law. She has experience handling a variety of real estate issues in south Florida, both as an attorney and as a mediator.

Call if I can help.

Jacksonville First Time Buyers

Be careful what you wish for! I predict that we're going to have an amazing number of first time buyers entering this market in the next 2 weeks! Are you prepared?

First time buyers are the funnest, and the most challenging clients I've ever worked with!! Never a dull moment. They are smart, they're internet savvy, they have already looked at a LOT of houses on Realtor.com and other sites and they are READY TO GO!

We are under a very tight deadline. We must have a contract signed, sealed and delivered no later than April 30th. That seems so far away right now--it's not! After getting the deal done, we can close as late as June 30th.

In this market, the first timers are all looking in the same price range. I am starting to see multiple offers on homes already! Are you ready to get educated on how the process works? Some of my first timers are confused and have lots of questions.

Multiple offers and homes sold above the asking price will be here this Spring! I predict this will become the norm rather than the exception. Homes priced right will SELL in this market!

I'm living that very situation as we speak. I continue to get referrals from the first timers I helped fourth quarter of last year. The homes that we looked at in November and December are now Pending or Sold. Time is of the essence! Please be aware of the deadline and call me! If you are a first timer sitting on the fence--it's time to "jump"!

What a great time to be a REALTOR. This is what we do best. Match buyers with homes that will enrich their lives and families for many years to come. I love my job!!

Put me to work for YOU!



Ronda Densford, REALTOR
Magnolia Properties
Jacksonville, FL
(904) 885-9907

Northern St Johns County Home For Sale

Jacksonville First Time Buyer Help With the New Good Faith Estimate

Here is a good video about the new Good Faith Estimate lenders are using.

New Listing in Northern St Johns County

Happy New Year!!

Fasten your seat belts! We're in for a bumpy ride in 2010. Join me and let's begin the adventure!