Oh well. Later tax credit. I am happy for those that used it if you found a house you REALLY love. I'm proud of the ones that didn't "settle" for a house to get the 8 grand. It's not worth it if you don't love love LOVE the house you're buying! If you can't see yourself in a house for at least 5-7 years, then maybe you shouldn't buy it. I think if the current trend in the Jacksonville area continues, you'll be able to get a good deal this summer. It was great while it lasted but it was time for the credit to go away. We need to see what the market is REALLY going to do now that the incentive is gone. There are bargains to be had! The prices continue to drop very slowly, but they ARE dropping. Let's go find you a house today!